Real Estate Calculators
Enter Your Information
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Your total annual household income
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Amount you have available for down payment
Current mortgage interest rate
Length of mortgage
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Car loans, student loans, credit cards, etc.
Average in Ohio is ~1.2%
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Estimated annual homeowners insurance
What You Can Afford
Maximum Home Price
$0
Loan Amount (After Down Payment)
$0
Estimated Monthly Payment
$0
Debt-to-Income Ratio
0%
Lenders typically require below 43%
Monthly Breakdown
Principal & Interest:
$0
Property Tax:
$0
Insurance:
$0
Total PITI:
$0
Disclaimer: This calculator provides estimates only. Consult with a loan officer for exact pre-qualification amounts and terms.
Loan Details
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Monthly Payment
Total Monthly Payment
$0
Loan Amount
$0
Payment Breakdown
Principal & Interest:
$0
Property Tax:
$0
Insurance:
$0
Note: This is an estimate. Actual payments may vary based on lender requirements.
Property Information
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$
Your Home Equity
Total Home Equity
$0
Equity Percentage
0%
Loan-to-Value (LTV) Ratio
0%
Lower is better for refinancing
Tip: Most lenders require at least 20% equity (80% LTV) for home equity loans.
Refinance Details
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Refinance Analysis
Cash You'll Receive
$0
New Loan Amount
$0
New Monthly Payment (P&I)
$0
New LTV Ratio
0%
Most lenders limit to 80% LTV
Note: This doesn't include closing costs, which typically range from 2-5% of loan amount.
Sale Information
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Typically 5-6%
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Title fees, transfer taxes, etc.
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Net Proceeds
Estimated Net Proceeds
$0
Cost Breakdown
Sale Price:
$0
Mortgage Payoff:
-$0
Agent Commission:
-$0
Closing Costs:
-$0
Repairs/Concessions:
-$0
Net to Seller:
$0
Note: This is an estimate. Actual costs may vary. Consult with your agent for accurate figures.
Investment Property Details
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Typical: 5-10%
Investment Analysis
Monthly Cashflow
$0
Annual Cashflow
$0
Cap Rate
0%
Annual NOI / Purchase Price
Cash-on-Cash Return
0%
Annual cashflow / Cash invested
Monthly Breakdown
Gross Rent Income:
$0
Mortgage (P&I):
-$0
Operating Expenses:
-$0
Vacancy Loss:
-$0
Good Investment: Look for positive cashflow and cap rate above 6-8%.
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